How can I use my pensions towards purchasing a property?

In certain circumstances you may withdraw up to CI$35,000 from your account to use as a deposit to purchase or build a home, buy land or to pay off an existing mortgage.

This service is available subject to certain conditions, including:
• You must be Caymanian, as per the meaning under the Immigration Law
• If you are using the funds as a deposit to purchase or build a home you must not already own a dwelling unit in the Cayman Islands.
• If purchasing land you must not own any other land in the Cayman Islands.
• If you are purchasing either land or a home, the funds must be used as a deposit on a mortgage offered by an institution with a class A banking license.

If you have satisfied the above criteria, you may apply for funds by providing the following:  

  • Original bank approval letter and consent letter (bank stamp must be affixed to consent letter)
  • Completed Property Withdrawal Application
  • Completed Pension Withdrawal Agreement- must be signed by employer
  • Completed NPO Housing Form
  • Completed Pension Withdrawal Restriction form- This form along with $55 KYD must be submitted to the National Pensions Office. (Please ensure that you obtain a copy for our records)
  • Notarized copy of your current passport
  • Notarized copy of birth certificate/ status certificate
  • Notarized Affidavit. This is to be completed if various name formats are used throughout your application  

All documents must be submitted via email to support@silverthatch.org.ky for review before we are able to accept your application.

**You may also withdraw your voluntary contributions for housing proposes.

 

 

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